Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Merther website and any associated services, tools, or content (together, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
This is a general draft template provided for informational purposes and has not been reviewed by a legal professional. Merther should seek independent legal advice to ensure these Terms are accurate, complete, and compliant with applicable laws before publishing them for live use.
Acceptance of Terms
By using the Service, you confirm that you are at least 18 years of age (or the age of majority in your jurisdiction) and that you have the legal capacity to enter into a binding agreement with Merther. If you are using the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.
Description of Service
Merther provides data analysis tools and informational content intended to support users in understanding risk and market signals. The Service is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. Any decisions made based on information presented through the Service are made at your own discretion and risk.
No Financial Advice
Nothing contained on this website or within the Service should be construed as a recommendation to buy, sell, or hold any financial instrument, asset, or security. Merther is not a registered investment adviser, broker-dealer, or financial institution. You should consult a qualified, independent financial professional before making any investment or financial decision.
Assumption of Risk
All forms of investment and trading involve risk, including the potential loss of principal. Past performance, model outputs, or illustrative figures presented by the Service are not indicative of future results. You acknowledge that you use any data, analysis, or output from the Service entirely at your own risk.
User Accounts and Conduct
If the Service requires you to create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree not to misuse the Service, including by attempting to disrupt its operation, reverse-engineer its systems, or use it for any unlawful purpose.
Intellectual Property
All content, design elements, text, graphics, and underlying technology associated with the Service are the property of Merther or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.
Third-Party Links and Services
The Service may contain links to third-party websites or services that are not owned or controlled by Merther. We have no responsibility for the content, accuracy, or practices of any third-party sites and encourage you to review their own terms and privacy policies.
Limitation of Liability
To the fullest extent permitted by law, Merther, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Service.
Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Merther does not guarantee that the Service will be uninterrupted, timely, secure, or error-free.
Indemnification
You agree to indemnify and hold harmless Merther and its affiliates from any claims, damages, losses, or expenses, including reasonable legal fees, arising from your use of the Service or your violation of these Terms.
Changes to the Service and Terms
Merther reserves the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without notice. We may also revise these Terms from time to time. Continued use of the Service after any such changes constitutes your acceptance of the updated Terms.
Termination
We may suspend or terminate your access to the Service at our discretion, without notice, if we believe you have violated these Terms or engaged in conduct that we deem harmful to Merther or other users.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
Contact
If you have any questions about these Terms, please reach out via our contact page.
Last updated: this placeholder document should be dated and reviewed before publication.